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Downes' total compensation more than doubled to $6. 7 million in 2010 and Chief Executive Officer Bradley Air Jordan 1 Grey And White

Meier's increased 35 percent to $4. 6 million. They earned more than 89 percent of their peers at 18 similar insurance companies but it was justified because the company outperformed the others, according to the company's 2011 proxy statement. Universal paid nearly $1. 5 million the past three years to a claims adjus.

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Florida law exempts MGAs that represent a single domestic insurer. "These exemptions enable companies to pay out dividends indirectly through the MGA and circumvent Florida law on restrictions on dividends from insurance companies," he wrote in an email. "This is a major reason why expense levels are too high and Air Jordan Black Yellow Shorts surplus is not being built up" for Florida insurers. In 2010, Universal Insurance Holdings' general and administrative expenses grew to $64 million, up 10 percent in 2010. Those expenses grew 65 percent the year before.

Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

the threshold for requiring them: 15 percent. Its parent company, Universal Insurance Holdings, is a publicly traded company that reported a profit of $37 million in 2010, up 29 percent from 2009. A hefty chunk of the parent company's revenue last year came from subsidiaries that make money off Universal P policies. One, called a managing general agent, generated $15 million in revenue, up 7 percent last year and up 16 percent in 2009.

lion in [claims paying reserves] and a reinsurance program that protects against three events," he wrote in an email. The company had about $85 million in claims in 2010, according to a recent financial statement. Its expenses outpaced premiums by about $36 million, according to state insurance regulators. The company received permission from state regulators to raise rates the past two years without public hearings because each increase was just under Air Jordan All Black 1

Air Jordan Black Yellow Shorts

Steve Alexander, an actuary in the Insurance Consumer Advocate's office, said most states allow regulators to examine the managing general agents, called MGAs, just as they do insurers. Air Jordan Vi Blue And Pink

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Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

Air Jordan Black Yellow Shorts

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